FAQ'S
Prestamos Del Rey FAQ’s
Q: What is the difference between a payday loan and an installment loan?
A: Payday loan or cash advance is a short-term loan where you pay a one-time fee based on the amount borrowed. An installment loan can give you more money at one time, and you can repay the money over a longer period of time. We practice ''Responsible Lending'' and look to the borrowers themselves for repayment on their loan. Prestamos Del Rey is not a payday lender and we are regulated by the State of Texas Office of Consumer Credit Commissioner.
Q: What is Responsible Lending?
A: We examine your stability, ability, and willingness to repay the loan, which we attempt to assess using budgets and credit reports, among other items. Budgets help us to ensure that the loan is affordable for you. Another consideration is our history with a borrower, many of whom are loyal, repeat customers who come back year after year. We look at each application independently. We want our relationship with you to be a happy and trusting one, so we give you all the facts about your loan upfront and as clearly as possible.
Q: Does Prestamos Del Rey have a bilingual staff to help with Installment Loans?
A. Our goal is to make your experience at our offices as easy as possible for all of our customers. This is why all Prestamos Del Rey locations have bilingual staff members ready to help Spanish speaking customers.
Click here to contact the location nearest you.
Nuestra meta es agilizar el proceso para obtener un préstamo lo más fácil para nuestros clientes. Por eso es que la mayoría de las ubicaciones de Prestamos Del Rey tienen personal bilingüe listos para ayudar a nuestros clientes que hablan español. Haga clic aquí para contactar a la ubicación cercas de usted
y verificar que haya un agente bilingüe disponible para asistirlo.